What Medicare Does Not Cover
Long-term care
Care delivered outside the U.S.
Dental care
Vision care
Hearing aids
Cosmetic surgery
Acupuncture and other alternative care
Amounts over Medicare-approved amount
Amounts not covered by deductibles and coinsurance (20%)
It is because of the above "not covered" items that Medicare eligible people need to have either Medigap insurance or a Part C Advantage plan. The risk of financial loss is too great even for the most wealthy individual. Risk management is about passing some of this risk to an approved carrier and the right insurance policy. It is usually better to have a known premium then an unknowable surprise expense.
Call us for a Medicare Review at (970) 674-9212
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