Hospital Indemnity

Hospital Indemnity policies are designed to provide coverage for a variety of health care risks.

They can be structured to cover one risk or a combination of risks. The base benefit is typically a Hospital Confinement Indemnity Benefit. Additional indemnity benefits include but are not limited to Skilled Nursing Care, Observation Unit Care, Emergency Room Care and Outpatient Surgery Care.

The benefits offered will depend on the company quoted and their available offerings. These benefits are specifically designed to fill gaps in Medicare and Medicare Advantage plans.